Both our Willow Street & Ephrata offices will be closed from 12pm on Dec. 24 (Christmas Eve) through Dec. 25 (Christmas Day).

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Traditional IRA/Roth IRA

Consider whether it's the right time to convert a traditional IRA to a Roth IRA. You will have to pay tax on the converted funds, but once the money is in the Roth, future earnings are tax-free.